For Accredited & Everyday Investors

9% Fixed Returns, Backed by Real Estate

Real estate-backed private lending with no lock-up. Answer a few quick questions to see if you qualify and grab a spot on our next Investor Q&A call.

50Years of Experience
2025Current Fund Opened
$150MLoans Funded

How Private Money Funding Works

A quick walkthrough, straight from our team

Why Investors Choose Us

Real estate-backed lending, built around your capital

"Real assets, real returns — every loan is pledged against real property, not a promise."

Real Assets · Secured

"9% fixed returns, no lock-up. Your capital stays flexible while it works for you."

9% Return · No Lock-Up · Full Liquidity

"Licensed and audited, with a disciplined, conservative underwriting process behind every deal."

Licensed · Audited

The PMF Advantage

What sets our lending model apart

⏱️No Lock-UpAccess your capital on your terms — no multi-year holds.
🛡️Regulated & LicensedEvery loan follows strict state and federal compliance.
🏠Real Estate-BackedYour investment is secured by real property, not a promise.
📈9% Fixed ReturnsConsistent, predictable income — no market rollercoaster.
💰$150M+ FundedA proven track record across hundreds of loans.
🔒100% ConfidentialYour information never leaves Private Money Funding.
Empowering Your Financial Strategy

We Create Tailored Business Solutions

We are a private credit investment firm focused on real estate-backed loan investments for accredited investors.

Your capital is deployed into carefully structured, short-term private lending opportunities secured by real estate pledged directly to the company. This model provides access to low-risk real estate debt investments designed to balance predictable income generation with capital preservation.

Through selective underwriting, disciplined asset allocation, and a commitment to transparency, investors gain exposure to diversified real estate debt investment strategies, including bridge loans, acquisition financing, and other high-yield private lending opportunities designed for long-term value creation.

What is Private Money Lending?

The essentials, explained simply

What is Private Money Lending?

Private money lending is a form of real estate-backed investing where capital is deployed into private loans secured by property, creating an opportunity for predictable, passive returns.

How Accredited Investors Can Benefit

Accredited investors can benefit from fixed income potential, flexible payout options, and exposure to real estate debt without the operational burden of owning or managing assets directly.

Risk Management in Private Lending

A disciplined risk approach includes asset-backed lending, due diligence, conservative structuring, and portfolio diversification across multiple loans to help protect investor capital.

Meet Our Leadership

Built on experience. Driven by results.

Tim Ernst
Tim Ernst
CEO
Doug Daly
Doug Daly
Chief Legal Officer
Ryan Hermansky
Ryan Hermansky
President
Brandon Hermansky
Brandon Hermansky
Chief Lending Officer

Meet the full team →

A Look at Our Portfolio

Examples of currently funded properties

1225 W Deer Valley Rd, Phoenix, AZ
1225 W Deer Valley Rd, Phoenix, AZ 85027 — Industrial warehouse on 3.20 acres, 42,105 SF rentable, single story, built 1980 / renovated 2014. 18-ft clear ceiling height, three grade-level doors, zoned A-1 Light Industrial, parking ratio 3/1,000 SF.
Funded property example
Currently funded property, asset-backed loan
Funded property example
Currently funded property, asset-backed loan

See the full portfolio →

Frequently Asked Questions

The most common questions investors ask us

What is Private Money Funding?
We are a private credit investment firm focused on real estate-backed loan investments, offering opportunities for accredited and everyday investors alike.
Do I need to be an accredited investor?
Generally, our investment opportunities are geared toward accredited investors — $200k+ individual income ($300k joint) in each of the last 2 years, or $1M+ net worth excluding your primary residence. Not sure if you qualify? Take the quick assessment and we'll help you figure it out.
Is there a lock-up period?
No — our investments are designed with no lock-up, so you can access your capital on your terms instead of a multi-year hold.
How are my investments secured?
Every loan is asset-backed and pledged against real property directly to the company — not a promise. We follow a disciplined underwriting process with conservative structuring and portfolio diversification across multiple loans.
What returns can I expect?
We target a fixed 9% annual return, distributed on a predictable schedule — consistent, predictable income rather than market ups and downs.
How do I get started?
Take our quick assessment to see if you qualify, then book a 30-minute Investor Q&A call with Brandon Hermansky, our Chief Lending Officer, to walk through opportunities that match what you're looking for.

See If You Qualify

A few quick questions, about 60 seconds

Step 1 of 5

Generally: $200k+ individual income ($300k joint) the last 2 years, or $1M+ net worth excluding your primary residence. Not sure? Pick "Not sure" — we'll help you figure it out.
🔒 All information you share is confidential and is never shared outside Private Money Funding. See our terms & disclaimer.

✅ One more step — pick a time below to lock in your Investor Q&A call. We want to find a time that works for you.

You're in — grab a time below

You'll be speaking with Brandon Hermansky, our Chief Lending Officer, for a quick Investor Q&A to walk through opportunities that match what you're looking for.

Brandon Hermansky

Brandon Hermansky

Partner & Chief Lending Officer, Private Money Funding

20+Years of Experience
2025Current Fund Opened
$150MLoans Funded

Brandon is a partner and licensed Mortgage Loan Originator at PMF, overseeing loan origination, underwriting, and servicing across a high-volume portfolio of private and commercial real estate loans — with lending volume exceeding $20M annually.

View Brandon's full bio →
✓A clear walkthrough
How Private Money Funding sources, underwrites, and secures every loan in the portfolio.
✓Current yield & terms
Up-to-date target returns, minimums, lock-up, and distribution cadence.
✓Your questions answered
Tax treatment, K-1s, IRA/SDIRA eligibility, and how we compare to public REITs and alternatives.
✓No pressure, no pitch deck theatre
A real conversation with a member of our investor relations team. You decide if there's a next step.
📞Call Us Direct 📅Book a Discovery ⚡Quick Assessment
💬
PMF — Book an Appt Intake Assistant
🔒 Confidential — your info is never shared outside Private Money Funding.